It's a good idea to check your credit report at least once per year. That's especially true if you've filed a bankruptcy, because creditors often drop the ball in reporting that a debt has been…
Divorce and Bankruptcy…Which Comes First?
Unfortunately, divorce and bankruptcy often go hand-in-hand.
Ready to Get Back on Track? We Can Help!
We often meet with clients who have been "off the grid" for a period of time--people who have avoided credit, banking, and even filing taxes because they ended up with overwhelming debt or bad credit…
Why does my attorney need…???
We ask our clients to provide a number of documents as we prepare their cases for filing. Some of the information is for the court, and some is for our office, so we can evaluate…
Beware IRS and Oregon Dept of Revenue Scams
We've posted information before about ruthless scammers who call, mail, or email notices to individuals claiming that they owe back taxes in an attempt to scare them into paying nonexistent debts. These dishonest and aggressive…
Credit Report vs Credit Score
"What's the difference between a credit report and a credit score?" That's a very common question we hear from our clients, and it's easy to see why so many people confuse the two, since sometimes…
Stop Receiving “Pre-Approved” Credit Offers by Mail
Many of our clients, both before and after bankruptcy, tell us that they are inundated by "pre-approved" credit card offers by mail. There is a reason why creditors target those with poor credit: they are…
How Much Debt Do you Need to Have to File Bankruptcy?
This is a question we often hear from potential clients who are struggling with debt and aren't sure whether bankruptcy is right for them. While the bankruptcy code does contain some maximum limits, there is no…
Abusive Collection Agency Shut Down; Employees Arrested
Federal agents halted operations and arrested the owner and six employees of an abusive collection agency in Georgia on November 18, 2014. The arrests were the result of a joint investigation by the FBI, Consumer…
How To Opt out of Telemarketing Calls
If you haven't done so already, it's easy to register your phone number(s) with the Federal Trade Commission's Do Not Call Registry. Visit www.donotcall.gov, or call 1-888-382-1222 from the phone number you want to register.…