A recent survey found that 3 out of 10 people are currently withdrawing money from their retirement accounts to keep up with their bills. This is obviously due to the economic fallout from the pandemic. However, there…
Stop Receiving “Pre-Approved” Credit Offers by Mail
Many of our clients, both before and after bankruptcy, tell us that they are inundated by "pre-approved" credit card offers by mail. There is a reason why creditors target those with poor credit: they are…
How to Opt Out of Pre-Screened Credit Offers
Some companies use information on your credit report to generate offers of credit or insurance, sometimes called "pre-screened" or "pre-approved" offers. Companies set a minimum bar for creditworthiness, then contact the major credit reporting…